“As the times change and evolve, we all have to follow suit, and to me, this book comes out at the best time. People need to know how to deal with financial issues realistically, using current tools and applied knowledge to make a difference in their lives. Having being involved in writing the book ” A Practical Approach to Mergers and Acquisitions in Financial Services Industry” way back in 1999, and having presented various papers on investments, including equity, bond, derivatives, risk management, financial planning and others myself, I am proud to witness the publication of such an in depth book by Jason Koeh, which will no doubt be of an immense help to those who are seeking financial freedom. A must-read for today’s success-seekers!”